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2010 BENEFITS AT A GLANCE
REGULAR FULL-TIME EMPLOYEES
The following is intended as an overview of benefits for all USA REGULAR FULL-TIME employees of Entertainment Publications.

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ELIGIBILTY MEDICAL BENEFITS DENTAL BENEFITS
Medical, Dental, Vision, EAP, FSA, Life, LTD, STD, and AD&D: First day of month following 30 days of employment.

401(k): As soon as administratively possible (1 to 2 pay periods).

Paid Holidays & Employee Referral Bonus: From date of hire.

Bereavement: Up to 5 days off with pay due to death of an eligible family member.

Automatic Deposit:
All, or a portion of paycheck may be automatically deposited in up to 3 accounts.

Disability: Short-term: 60% of base pay beginning on the 8th calendar day of eligible disability for up to 26 weeks. Long Term: 60% of monthly pay up to $15000 after 26 weeks of disability. 
Aetna Select (EPO):
  • In-network plan with referrals
  • No annual deductible
  • Co-pay $20 office visits w/ PCP & $35 specialist
  • 80/20 co-insurance
  • $2,500/$5,000 annual out-of ­pocket maximum (individual/family)
Aetna Choice POS II (PPO): Provides in- & out- ­of-network flexibility

In-network:
  • $500/$1200 annual deductible
  • Co-pay $20 office visits w/ PCP & $35 specialist
  • 90/10 co-insurance
  • $1,500/$3,000 annual out-of-­pocket maximum (individual/family)
Out of network:
  • $1000/$2000 annual deductible
  • 70/30 co-insurance
  • $3,000/$6,000 annual out-of-pocket maximum. (individual/family)
Aetna PPO 1
Annual deductible: $40
Services covered:
Preventative: 90%, Basic: 70%, Major: 50%
Annual max benefit: $1000

Aetna PPO 2
Annual deductible: $40
Services covered:
Preventative: 100%, Basic: 80%,
Major: 70%
Annual max benefit: $1500

Aetna PPO 3
Annual deductible: $50
Services covered:
Preventative: 100%, Basic: 100%, Major: 70%
Annual max benefit: $2000

Orthodontic all dental plans cover orthodontic at 60% with $1500 lifetime max.
VISION PLAN 401(k) Retirement Savings Plan ADDITIONAL BENEFITS
Provided through Vision Service Plan. In-Network Benefits: Eye Exam – Free
Frames -$120 reimbursed annually

Lenses -$25 co-pay annually Contact Lenses/Exam -$105 reimbursed annually

Flexible Spending Accounts
Annual Maximums: Health Care: $5,000 Dependent Care: $5,000

Life and Accident Insurance
Term Life and AD&D Insurance: 1.5 multiples of base pay.
Additional coverage is available through voluntary programs including supplemental coverage for employee, spouse/domestic partner and children.
All employees will be automatically enrolled into the plan at 3% pre-tax contribution.

Employee pre-tax contributions to a maximum of 50% per pay. Post-tax Roth 401k contributions up to a max of 50% per pay. All elections will begin within 3 pay periods. Combined contributions from both sources can not exceed 50% of annual earnings or the IRS limit ($16,500 for 2010)

Loan Feature: Borrow up 50% vested balance for 5 yrs or 10 yrs if used to purchase primary residence. $50,000 max, Interest rate: prime+1%.

Natural Disaster Compensation: Up to 5 days paid if employee is personally affected by an eligible disaster.
Paid Vacation: Eligible for prorated portion of 13 days on 1st of month following date of hire. 13-24 days accrued per year thereafter, based on length of service.

Sick/Personal Days: Eligible for prorated portion of 5 days on date of hire. 5 days per year thereafter.

Holidays: 7 per year

Employee Referral bonus: Payable 3 months after the new employee’s hire date for select positions.

Tuition Reimbursement:
Up to 100% reimbursement for tuition/books. $2,000 max per calendar year. Eligibility is 6 months employment.

Employee Assistance Program: Up to 4 free counseling visits per life issue. Dependent care/elder care resource and referral service.

 

This document intended as an overview of the Entertainment Publications, LLC 2010 Benefit Program for all USA Regular Full-Time Employees. Plan documents and/or contracts will govern in the occurrence of discrepancies. Entertainment reserves the right to Amend or terminate, any of the benefits outlined above.